History of the bank. Bank: How Was it built?

Banks give population unreliable benefits. They accumulate financial resources, serve different types of cases, problem lending and securities for different payments. In this revision we will consider the emerging history of banks.

Origin of banks

The first companions began to appear in ancient times. He obliged his fellow tribe to lend valuable things to return them after a while with his interest. After that, financial organizations began to be established, which carried out various operations with valuables. Thus the history of the bank was born.

Bank ("Banco") in translation from the Italian meaning" money table". The first first body in the modern concept was the Bank of Genoa (1407). In England, the first financial institution was born in 1664, after which the beginning of trade and economic policies immediately began. In the United States, the event took place in 1781 (with the arrival of the bank in Philadelphia).

Emergence of banks in Russia

The history of the emergence of banks in our country is more than 1665. Voivode Afanasy ordinary-noshkok tried to establish this organization under consideration but his efforts were not approved by the government. The idea was realized in 1733 during the power of Anna unanovna, which allowed to issue a loan. In 1754, St. Petersburg became the state and merchant bank, under Elizabeth in Petersburg. With partners were trusted jewelry or mall, as well as the belies of rich people. In 1757, a bill of exchange was introduced in Russia. In 1769, during the reign of Catherine II, banknotes were introduced. Over time, the history of Russian financial institutions was completed by New new developments.

 Information on the formation of commercial banks

The history of commercial banks begins with the distant past. The first organization was founded in 1817. It was intended for traders and performed exchange operations, payments. Later it may be possible to issue a short-term loan for the production sector, and entrepreneurs can borrow the corporation's capital, production factors, payment factors. Gradually increase the terms of loans.

In Russia, the first commercial bank appeared in St. Petersburg (1864). Its option capital was 5 million rubles. Officially the Register of banks began in August 1888. He influenced the economic situation of the state, but at first he enjoyed little confidence and many did not dare to invest his savings. Over time, the situation changed and customers often turned into commercial banks, so they became more popular. A year later, there were 43 people in our country. This number later increased.